This is a place for people who are or want to become Financially Independent (FI), which means not having to work for money. Financial Independence is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time. At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible.
No self-promotion auto-detected from community rules — always read the full rules before posting. Rules explicitly prohibit self-promotion or advertising.
r/financialindependence is the 7th largest of the 24 communities we track in Personal Finance & Investing, with 2.4M members. That is about 11% the size of the niche's biggest community, r/personalfinance. Across Nichory's full directory of 363 communities it ranks 126th by member count.
At around 15 years old it is a long-established community. Older subreddits usually have settled rules, active moderation and high trust — but also years of archived posts, so a question that has been asked before will be sent to the search bar. Bring a specific angle.
Its Nichory signal score is 10/10 — our blend of audience size and how fast the community has grown per year. Scores this high mean an active audience that is worth writing for properly.
Our rules analysis flags this community as prohibiting self-promotion. Posting a link to your own product here is the fastest way to get removed or banned. Treat it as a place to build a reputation by answering questions well — your profile does the selling for you.
Collected from the community's published rules page. Titles only — open the full rules for the detail, and note they can change at any time.
Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!
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Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!
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